Medicaid and Other Insurance

As a Medicaid beneficiary, it is possible that you will have other types of insurance in addition to your Medicaid benefits. It is important to understand that Medicaid is always the "payer of last resort."  This means that your other insurance will pay before Medicaid benefits will pay.

Examples of other insurance are:

  • Medicare
  • Insurance you get through your employer
  • Insurance coverage that a parent or spouse carries for you

When applying for Medicaid, it is important that you disclose other insurance coverage you may have.  This is important because it will help in determining the types of programs or services that you may be eligible for.  If you do not disclose this information when applying and are approved, you may lose your benefits when Medicaid becomes aware of other coverage.